Did you know that the price of your car insurance can change depending on where you live in the UK?

Most expensive areas

  1. London
  2. Manchester
  3. Birmingham
  4. Yorkshire
  5. Northern Ireland

If you live in London then you could be paying 50% more than the rest of the country! Manchester is a close second, followed by Birmingham, Yorkshire and finally Northern Ireland. In London, you could be paying over £1,100 a year for your car insurance policy depending on your area, this is over £350 more than the rest of the UK. In Manchester you could be paying over £800 a year for your policy which is 14% higher than the national average.

In contrast, we have also collected the cheapest places for car insurance in the UK. Drivers in Bristol and Devon can see payments as low as £550 a year, which is over a quarter less than the national average.

Cheapest areas for car insurance

  1. Bristol
  2. Scotland
  3. Wales
  4. South East
  5. North East

However, you don’t have to move home to get your policy to come down in price. There are just a few things that you can do to bring the cost of your policy down.

Compare & save. Make sure you go to a few different insurance providers or use a broker that compares deals to find the best one for you – such as motorly. There are also aspects of your policy that you can change which can affect your policy, such as, adding or removing drivers, avoiding modifying your vehicle and building up a no-claims bonus.

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Data from Which?