motorly: insurance cover made simple

  • Simple, secure quote form
  • Compare over 100 brands
  • Quotes in minutes
  • Easy to use

Get Free Quote >>

Retrieve Quote >>

Compare car insurance and a wide range of other products

Quotezone insurance quote technology allows you to compare car insurance quotes from over 100 car insurance brands. Quotezone compare insurance quotes from various different providers, so you could find the deal you want at a great price.

Whether you’re looking for classic car insurance, cheap car insurance for your hatchback, an affordable quick quote for your SUV, or a good family car insurance policy, Quotezone will be able to help you find a great deal. Just fill in your details, then you will see a results screen with prices and other features of the policy displayed on screen to make it easy for you to compare insurance quotes.Car insurance comparison with Quotezone could help you save money!


Wiser Connect Car Insurance
 

What Our Customers Say:

Very Quick and responsive quotes and saved me countless hours going through different insurance companies and ended paying less than last year.

Worked out miles cheaper than confused compare the market and gocompare so was pleased! Might not get a toy with my insurance but I’d rather save the money!

You made it so easy to compare all the quotes and purchase the best for my needs.

Amazing saved £120 a month on my car insurance as a fairly new driver my insurance was over £200 I managed to save a lot best comparison site I’ve ever come across

Why Choose motorly: insurance cover

  • Search over 100 different car insurance providers - Quotezone insurance comparison increases your chance of finding a great deal by searching the market for you.
  • Over three million users - Join our ever-growing list of satisfied customers today.
  • Buy online or by phone - Purchase your car policy quickly and easily, monthly and annual payment options available.
  • Norton secured - The quote form uses 128-bit SSL encryption for your peace of mind.
  • You could save time and money - Get your quotes by filling in one simple form, compare prices, and start saving.
  • Independent and unbiased service - Quotezone aren't owned by or have any investment from any insurance company.

motorly: insurance FAQ

Types of Car Insurance

UK car insurance comes in three main categories. You can get a quick insurance quote for:

Third party: This is the minimum legal requirement for car insurance. It’s a basic form of insurance that covers the costs of any damage incurred while driving. For example, if a driver is in an accident with another car, the at-fault driver is liable for damage to the other person’s car, and for any medical expenses they incur as a result of the accident. Note, however, that the insurance does not cover the costs of damage to the car belonging to the driver who is deemed at fault.

  • Third party, fire, and theft: This is similar to third party insurance, but also covers the cost of replacing a car if it’s stolen or damaged in a fire.
  • Comprehensive cover: Provides everything as above, but also covers costs for repairing the car belonging to an at-fault driver.

Depending on the insurer and the policy, the driver may be covered when driving other cars, including hired cars. Some policies also allow the policyholder to name other drivers to be covered when driving their car.

What is Special Coverage?

Car insurance providers offer coverage for a wide range of special groups, including older and younger drivers and others. For example:

  • Younger drivers typically pay higher premiums, because this demographic tends to get in more accidents. As a result, for drivers under 25 it may be worthwhile to get a policy targeted to this age group.
  • Older drivers over the age of 50 may also benefit from getting a specialist policy.
  • Poor driving record: It’s typically difficult for people with poor driving records, to get affordable insurance. Choosing a specialist insurance provider can help with this.
  • Business and commercial drivers typically need specialist insurance.

Optional Extras

These options add convenience, but will increase the cost of insurance:

  • Breakdown cover provides roadside assistance when the policy owner’s car breaks down.
  • Legal expenses are covered if they arise as a result of compensation claims made as a result of a vehicle-related accident.
  • Windscreen cover is typically included in comprehensive policies but can be purchased as an add on for third party cover.

What are the best ways to minimise premium costs?

One possible way to get cheap car insurance UK could be by owning a car in one of the lowest premium groups. This typically means owning a newer car. When it comes to calculating premiums, insurance groups may not be the full story, however. Insurance companies might use other information, such as age, gender, and driving record, when they calculate premiums. Home address could also taken into consideration; for example, if a driver lives in a high-crime area, they might pay more as insurers consider the car more likely to be damaged or stolen.

Some ways to reduce premium costs and find the cheapest car insurance UK might include:

  • Drivers that avoid making claims may benefit from a premium discount; the discount typically gets higher with consecutive claim-free years.
  • The no-claims discount may often be transferred to a new insurance provider if a driver finds a better deal elsewhere.
  • The no-claims discount doesn’t necessarily prevent an insurer from increasing premium costs. It’s a discount applied to whatever the premium is, so the premium could increase even if the discount remains the same.
  • Most policies have two separate excess amounts. One is set by the insurer and is an integral part of the policy. The second is one that the driver may set themselves. To reduce their premium a driver could opt to set this excess higher, but it does mean they tend to pay more out of pocket if they have to make a claim. And since the excess has a mandatory per-policy component, there could be an excess to pay on every claim regardless of how high the voluntary excess is set.
  • Car modifications of any kind could result in a premium increase, so it may be good idea for a driver to check with their insurer before adding any mods.
  • Paying premiums annually rather than monthly could reduce the cost significantly.

About Quotezone

Motorly uses Quotezone.co.uk for all of our insurance comparisons.

Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: SEOPA LTD, Blackstaff Studios, Floor 2, 8-10 Amelia Street, Belfast, Co. Antrim, BT2 7GS.

Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The register number for SEOPA Ltd is 313860 and their permitted business is insurance mediation.

Let's Get Started