Refused Car Finance

  • Refused car finance? We could still help
  • All credit backgrounds considered
  • Friendly & non-judgemental approach which our customers love

Let’s Get Started >>No impact on your credit score

  • Independent car finance broker
  • Large & diverse panel of lenders
  • Choose a car from any reputable dealer

Refused Car Finance Calculator

Over 4 Years

Best available rate
XX% APR
Total cost of credit
XXXXXX
Total repayment
XXXXXX
XX Monthly Payments of
£

Rates from 6.9%; the exact rate you will be offered will be based on your circumstances, subject to status

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 22.9% (Fixed) and a deposit of £0.00 the amount payable would be £169.72 a month, with a total cost of credit of £2,646.56 and a total amount payable of £8146.56

Can I Get Car Finance If I Have Been Refused Elsewhere?

There’s nothing more frustrating than finding your perfect car, only for the finance to be refused. However, all is not lost just because you have been refused car finance elsewhere. At Motorly we have a panel of lenders, many of who understand not everyone’s credit profile is perfect. This allows us to find the best finance deal suited to your circumstances, even if you have been refused car finance in the past.

Why Choose Motorly For Car Finance

Having a reliable car is essential in today’s world, at Motorly our commitment to treat every customer equally means we do everything possible to help customers obtain affordable car finance, no matter their history or if they have been refused elsewhere. Whilst some lenders flat out refuse applications for finance from people with CCJ’s or arrears, we have lenders who take a different approach.

Applying For Refused Car Finance

The first step in applying for car finance is to complete our free online application. On completion of your application, we will conduct a soft search to help us match you to a lender on our panel that is best suited to your circumstances. Only conducting a soft credit search ensures there’s no negative impact on your credit file.

Once you have applied you will be assigned your own personal account manager, who will be on hand to answer any questions you may have, liaise with the lenders and even assist you with your car search.

Applying With Us Only Takes a Couple Of Minutes & Will Not Affect Your Credit Score