CCJ Car Finance

  • Affordable car finance for those with CCJ’s
  • All credit backgrounds considered
  • Friendly & non-judgemental approach which our customers love

Let’s Get Started >>No impact on your credit score

  • Independent car finance broker
  • Large & diverse panel of lenders
  • Choose a car from any reputable dealer


CCJ Car Finance Calculator

Over 4 Years

Best available rate
Total cost of credit
Total repayment
XX Monthly Payments of

Rates from 6.9%; the exact rate you will be offered will be based on your circumstances, subject to status

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 22.9% (Fixed) and a deposit of £0.00 the amount payable would be £169.72 a month, with a total cost of credit of £2,646.56 and a total amount payable of £8146.56

Can I Get Car Finance With a CCJ?

If you have arrears or a CCJ on your credit file, it’s not impossible to obtain car finance, but there’s no escaping the fact it makes it more difficult. You can improve your chances of being accepted, by applying for car finance with a company such as Motorly, that have the experience & most importantly a panel of lenders who understand how credit arrears or CCJ’s impact your credit score.

Continue reading to find out how we can help you obtain CCJ car finance

Why Choose Motorly For CCJ Car Finance

Having a reliable car is essential in today’s world, at Motorly our commitment to treat every customer equally means we do everything possible to help customers obtain affordable car finance, no matter their credit history. Whilst some lenders flat out refuse applications for finance from people with CCJ’s or arrears, we have lenders who take a different approach.

Applying For CCJ Car Finance

The first step in applying for CCJ car finance is to complete our free online application. On completion of your application, we will conduct a soft search to help us match you to a lender on our panel that is best suited to your circumstances. Only conducting a soft credit search ensures there’s no negative impact on your credit file.

Once you have applied you will be assigned your own personal account manager, who will be on hand to answer any questions you may have, liaise with the lenders and even assist you with your car search.

Applying With Us Only Takes a Couple Of Minutes & Will Not Affect Your Credit Score