IVA Car Finance

  • Affordable car finance for those in an IVA
  • All credit backgrounds considered
  • Friendly & non-judgemental approach which our customers love

Let’s Get Started >>No impact on your credit score

  • Independent car finance broker
  • Large & diverse panel of lenders
  • Choose a car from any reputable dealer


IVA car finance calculator

Over 4 Years

Best available rate
Total cost of credit
Total repayment
XX Monthly Payments of

Rates from 6.9%; the exact rate you will be offered will be based on your circumstances, subject to status

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 22.9% (Fixed) and a deposit of £0.00 the amount payable would be £169.72 a month, with a total cost of credit of £2,646.56 and a total amount payable of £8146.56

Can I Get Car Finance With An IVA?

If you are in an IVA, it’s not impossible to obtain car finance, but there’s no escaping the fact it makes it more difficult. You can improve your chances of being accepted, by applying for car finance with a company such as motorly, that have the experience & most importantly a panel of lenders who understand how being in an IVA impacts your credit score.

Continue reading to find out how we can help you obtain car finance with an IVA

Why Choose Motorly For IVA Car Finance

Having a reliable car is essential in today’s world, at Motorly our commitment to treat every customer equally means we do everything possible to help customers obtain affordable car finance, no matter their credit history. Whilst some lenders flat our refuse applications for finance from people in an IVA, we have lenders who take a different approach and believe being in an IVA demonstrates a commitment to repaying creditors and correcting past credit issues.

Applying For Car Finance With An IVA

The first step in applying for car finance whilst in an iva is a letter from your insolvency practitioner (IP) confirming they approve of your application for car finance and the new agreement is affordable.

Once you have your letter of approval, you will need to find a lender who accepts people in an IVA, as many won’t. As we have mentioned already, Motorly has a large panel of lenders some of whom specialise in offering IVA car finance.

Applying With Us Only Takes a Couple Of Minutes & Will Not Affect Your Credit Score