Key Worker Car Finance

  • Car finance made easy for key workers
  • No broker fees
  • Buy from any approved dealer

Let’s Get Started >>No Impact On Your Credit Score

  • Independent car finance broker
  • Our panel of lenders have car finance deals created specifically for key workers.
  • Choose a car from any reputable dealer


Keyworker Car Finance Calculator

Over 4 Years

Best available rate
Total cost of credit
Total repayment
XX Monthly Payments of

Rates from 6.9%; the exact rate you will be offered will be based on your circumstances, subject to status

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 22.9% (Fixed) and a deposit of £0.00 the amount payable would be £169.72 a month, with a total cost of credit of £2,646.56 and a total amount payable of £8146.56

Finance Your New Car With Our Keyworker Car Finance Deals

Having a reliable car is essential in today’s world, even more so for those working in professions with key worker status.

Although not exhaustive, the following professions are assigned keyworker status:

As a truly independent broker, we have a large panel of lenders who understand not everyone’s credit is perfect. Continue reading to find out how we can help keyworkers with bad credit or no credit history at all.

If I Have No Credit History Or Bad Credit Can Motorly Still Help?

Yes, Motorly can help key workers obtain car finance with no credit history and even those with a history of bad credit, although it can make it more difficult.  The fact you are a key worker ensures you pass the first question any lender asks, which is, is the customer employed? The next step is can the customer afford the monthly payments.

We understand the frustrations of finding your perfect car only to be refused the finance. This could be due to late payments or arrears,  CCJ’s, or simply no credit history. The good news is having bad credit doesn’t mean you can’t borrow the money to finance the car you need to get driving.

Similar to those with a bad credit history, many lenders treat those with no credit history in the same way. This is due to them having no information as to how you handle your finances. This results in the finance deals offered to be the same as those with a bad credit history.

The good news is that once lenders see you repay your finance on time, your credit history will improve and the finance offers available to you improve.

How To Apply For Key Workers Car Finance

It all starts with our simple online application. As a truly independent broker, we have a large panel of lenders, so we can find keyworkers the best car finance deals to suit their personal circumstances.

Once you have applied you will be assigned your own personal account manager, who will be on hand to answer any questions you may have, liaise with the lenders and even assist you with your car search.

Applying With Us Only Takes a Couple Of Minutes & Will Not Affect Your Credit Score