*Rates from 8.9% APR. Representative APR 22.9%. Representative Example: Borrowing £5,000 over 48 months with a representative APR of 22.9% (Fixed) and a deposit of £0.00 the amount payable would be £169.72 a month, with a total cost of credit of £2,646.56 and a total amount payable of £8146.5