Will my partner’s poor credit score impact my ability to get approved?
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I am looking to get car finance as I need to replace my car. The credit score app I use says I have a very good score, but my partners’ score is low. I am applying for the finance in my sole name – will my partner’s low score affect my being application approved?
As you will be applying for the finance in your name only, your partners’ credit score will not be taken into consideration at all. As with any application, lenders will require you to provide proof of your income and address, plus a copy of your drivers’ licence.
Please don’t let your partner’s credit score deter you from submitting an application, as none of the lenders we work with would assess your partners’ credit for a sole application.
Justin Cottrell
Founder